
PLUS
When your lifestyle deserves new opportunities.
What does PLUS offer?
Priority service
Complimentary premium cards with enhanced benefits
Enhanced digital services
Banking privileges and special terms
Benefits
2 ultra-premium cards free of charge:
- Visa Platinum or Mastercard World credit card
- Visa Platinum or Mastercard World debit card
Additional card for a family member — free of charge
Free card maintenance and reissuance
Credit cards with a grace repayment period
Debit cards with free cash withdrawals
Our PLUS customer
The package is available if at least one of the following conditions is met:
400,000 AMD
Receives a net monthly salary of 400,000 AMD, which is transferred to a bank account
2,000,000 AMD
The average positive balance across their bank accounts over the last 3 months is at least 2,000,000 AMD
Why PLUS
Value
Premium level of service
You will receive priority and personalized service
Premium service will allow you to resolve financial matters faster and get tailored solutions for your needs.

Premium cards

Visa Platinum
A premium card with enhanced features
- •Free access to airport lounges with guest access
- •Fast Track service with guest access
- •International Concierge service
- •Roaming internet
- •Travel inconvenience insurance
- •Exclusive offers and discounts

Mastercard World
A premium card designed for your everyday financial needs
- •Airport lounge access with guest
- •Fast Track access with a guest
- •24/7 concierge service
- •Roaming internet package
- •Baggage wrapping service
- •Exclusive privileges
Ardshinbank — the Nо. 1 bank in Armenia
We are a driving force of Armenia’s economy and the country’s largest taxpayer. We believe that by developing the national economy and creating opportunities for you, we can build a better future.
FAQ
By joining PLUS, you receive more than just banking services - you become a valued client, enjoying personalized service and financial privileges.
If you value convenience, speed, and rewarding offers - and meet the bank’s eligibility criteria - PLUS is designed for you.
PLUS Club is intended for clients who, in addition to financial privileges, value personalized service and individual support.
PLUS offers ultra-premium cards, preferential financial products, priority banking service, dedicated support, and more beneficial everyday banking conditions in one package.
After joining the package, you will also gain access to a completely new app platform featuring exclusive functionality and a distinctive new design.
Become a PLUS customer
Please provide your information
