PLUS
I-Banking
PLUS

PLUS

When your lifestyle deserves new opportunities.

What does PLUS offer?

Priority service

Complimentary premium cards with enhanced benefits

Enhanced digital services

Banking privileges and special terms

Benefits

2 ultra-premium cards free of charge:

  • Visa Platinum or Mastercard World credit card
  • Visa Platinum or Mastercard World debit card

Additional card for a family member — free of charge

Free card maintenance and reissuance

Credit cards with a grace repayment period

Debit cards with free cash withdrawals

Our PLUS customer

The package is available if at least one of the following conditions is met:

400,000 AMD

Receives a net monthly salary of 400,000 AMD, which is transferred to a bank account

2,000,000 AMD

The average positive balance across their bank accounts over the last 3 months is at least 2,000,000 AMD

Why PLUS

Value

Premium level of service

You will receive priority and personalized service

Premium service will allow you to resolve financial matters faster and get tailored solutions for your needs.

Premium level of service

Premium cards

Visa Platinum

Visa Platinum

A premium card with enhanced features

  • •Free access to airport lounges with guest access
  • •Fast Track service with guest access
  • •International Concierge service
  • •Roaming internet
  • •Travel inconvenience insurance
  • •Exclusive offers and discounts
Mastercard World

Mastercard World

A premium card designed for your everyday financial needs

  • •Airport lounge access with guest
  • •Fast Track access with a guest
  • •24/7 concierge service
  • •Roaming internet package
  • •Baggage wrapping service
  • •Exclusive privileges

Ardshinbank — the Nо. 1 bank in Armenia

We are a driving force of Armenia’s economy and the country’s largest taxpayer. We believe that by developing the national economy and creating opportunities for you, we can build a better future.

FAQ

PLUS is a privilege banking service that gives you access to exclusive offers, special terms, and additional benefits, making your banking experience more rewarding and convenient.
By joining PLUS, you receive more than just banking services - you become a valued client, enjoying personalized service and financial privileges.
PLUS is designed for clients who actively use banking services and want to enjoy additional benefits.
If you value convenience, speed, and rewarding offers - and meet the bank’s eligibility criteria - PLUS is designed for you.
PLUS Digital is designed for clients who prefer online banking, fast and simplified processes, and a seamless digital experience.
PLUS Club is intended for clients who, in addition to financial privileges, value personalized service and individual support.
PLUS includes all essential financial and non-financial banking services, offering them on more beneficial terms and at competitive rates.
PLUS offers ultra-premium cards, preferential financial products, priority banking service, dedicated support, and more beneficial everyday banking conditions in one package.
PLUS benefits are available abroad as well. Premium cards provide access to a range of travel conveniences, including: Airport lounge access, Fast Track service, Concierge service and other international privileges.
You can join PLUS through Mobile Banking, by submitting an online application, or by visiting the branch most convenient for you.
After joining the package, you will also gain access to a completely new app platform featuring exclusive functionality and a distinctive new design.
Yes. To upgrade from PLUS to STATUS, you simply need to meet the qualification criteria for the selected package. You can review the criteria here.
For additional information about PLUS, you can visit any Ardshinbank branch or contact us by phone at (+374) 15 22 22 22.

Become a PLUS customer

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